🇳🇿 Updated March 2, 2026

Income Distribution in New Zealand

Comprehensive analysis of income share, growth, and inequality gaps across all economic brackets, powered by real-time fiscal data.

Overview Income Distribution Top Earners

Income Share Breakdown

Bottom 50%
20.44%
share of total income
Middle 40%
44.56%
share of total income
Top 10%
35%
share of total income
Top 1%
12.08%
share of total income

Income Level Breakdown

Annual average income per adult (NZD)

BracketAvg. Income (NZD)Threshold (NZD)
Bottom 50%18,245 NZD< 27,368
Middle 40%98,952 NZD27,368 - 186,551
Top 10%310,918 NZD> 186,551
Top 1%1,073,214 NZD> 643,928
* Data reflects pre-tax national income. Source: World Inequality Database (2026 projection).

Inequality Gap

35%
held by top 10%

The Top 10% earn 3.5x the national average salary in New Zealand.

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